Loading Unified Mortgage Calculator ...

You can use this calculator to figure monthly payments, whether it makes sense to refinance or to see the effect of extra payments.

If you have questions or would like to make an appointment you can reach me at 773-418-0088 or by email

 
Please provide your basic loan information
  • Loan Amount:
  • Interest Rate: %
  • Loan Term: years and months
  • Start Date:
  • Monthly Payment:
    Payoff Date:
  • Total Interest:
    Total Payment:
Extra Payments
  • Adding extra: to your monthly payment starting
  • Adding extra: as a yearly payment every starting
  • Adding extra: as a one-time payment in
  • Total Savings in Interest: New Payoff date:
    Time Reduction(-)/Increase(+): New total interest:
Please provide your current loan information and refinancing terms
Current Loan Balance: as of now
Current Monthly Payment:
Current Interest Rate:
New Interest Rate:
New Loan Term: years and months
Total Closing Cost:
Financial Analysis and Comparisons
Before Refinancing Before Refinancing (add extra monthly payment) After Refinancing After Refinancing (same monthly payment)
Monthly Payment:
Monthly Payment Reduction(-) / Increase(+):
Total Payment to be paid:
Total Interest Payment to be paid:
Total Interest Saving(-) / Loss(+):
Total Time Reduction(-) / Increase(+):
Payoff Date:
Summary and Conclusion
Is it Worth-while to Refinance?
Amortization Tables
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